Turn your audience into income.
Refera Africa pays you up to 40% commission on every digital product you refer - released within 24 hours in Cedis, Naira, Shillings, or Rand via Mobile Money or bank transfer.
Up to 40%
Commissions
24 hrs
Payout speed
30d
Referral window
GH₵200
Min payout
The Refera flow
Three steps, no friction
1. Sign up
Create an account in under a minute. Auto-approved instantly.
2. Get your link
Grab a unique tracked link for any product you want to promote.
3. Earn & withdraw
Watch your dashboard, hit the GH₵200 minimum, and request payout.
Real earners
Africans earning on their own terms
From Lagos to Nairobi to Accra - students, creators, and side-hustlers turning attention into income.
Ama, Accra
"Cashed out GH₵3,875 in my first month."
Tunde, Lagos
"Bank transfer payouts hit instantly."
Zawadi & Kofi
"We share products we already love."
Adaeze, Abuja
"One WhatsApp status = a sale."
Get paid your way
Trusted payout & payment rails
Customers pay with the methods they trust. You get paid through the channels that actually work in Africa.
Mobile Money
MTN · Vodafone · AirtelTigo · M-Pesa
Bank Transfer
GTBank · Ecobank · Access · Equity
Cards
Visa · Mastercard · Verve
Secure & Verified
Encrypted payouts · Fraud-checked
Commission structure
Earn up to 40% · Paid in 24 hours.
Commissions up to 40% across products. 30-day referral window. Approved sales settle to your Mobile Money or bank account within 24 hours (Paystack settlement window).
Available products
View all →Products coming soon.
Frequently asked questions
Your next payout is one link away.
Join Refera Africa in 60 seconds. Get your first link. Start earning today.
Become an affiliate